Benefits surest.com - know the Surest plan? Give your doctor’s office this information: Insurance overage or ully insured plans is provided y ll Savers nsurance ompany for L A H and or y UnitedHealthcare nsurance ompany for Z I N O K A S and N) hese policies have exclusions limitations,

 
Prior authorization information and forms for providers. Submit a new prior auth, get prescription requirements, or submit case updates for specialties. Health care professionals are sometimes required to determine if services are covered by UnitedHealthcare. Advance notification is often an important step in this process.. Shays liquors

After you enroll visit the Surest mobile app or Benefits.Surest.com website. ¹ Certain flexible coverage services must be activated through Surest, by you, before coverage is effective under the plan, or there may be no coverage. Activation fees are payroll deducted and do not apply to out-of-pocket maximum. $0 Copay if participating with ... With the Surest health plan, prices for doctors and health services are available on the app, so you can compare options. See where you might be able to save money by selecting a different provider or service location, then decide what’s right for you and your budget. You can also see current claims info in the app, and easily access your ... Ensure get practice is ready to accept Surest health create members. Resources for providers include eligibility details, how to submit claims, and better. ... you automatically participate in our Surest™ benefit plans. Surest remains a UnitedHealthcare company that administers a general plan without a undoubtable or coinsurance. Members have ... In certain circumstances, Surest allows providers to initiate retrospective reviews (post-service) for services requiring prior authorization. If you have yet to submit the claim: You can initiate a retrospective review within 180 days from the date of service. Call 877-237-0006 to initiate the review. If the claim was submitted — and denied ... A new approach to health benefits with SurestTM. UnitedHealthcare’s Surest offers a new approach to health benefits that removes deductibles and provides clear upfront pricing …Application Programming Interface (API) is a common interface that interacts between multiple applications in real-time. API solutions allow health care professionals to electronically receive detailed data on the status of claims, eligibility and benefits. Explore the benefits of API or download the overview open_in_new.Oct 25, 2023 · With Surest, Melanie’s family saved more than $4,000 during her third pregnancy, compared to her previous deliveries on a high-deductible plan. That includes the cost of her prenatal appointments, ultrasounds, checkups associated with her gestational diabetes and her C-section hospital birth. On top of the savings, Melanie said she ... Surest is a UnitedHealthcare company that administers a health plan without a deductible or coinsurance. Members have access to the nationwide UnitedHealthcare and Optum® Behavioral Health networks and can check costs and care options in advance. A small number of members have the Surest Flex plan, which includes the feature of flexible ... Join.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms, see the Glossary. You can view the Glossary Dmk5657. ADMIN MOD. My experience/review with Surest (Bind) Health Insurance. Plan Choice Suggestions. For those unaware Surest (previously Bind) is a fairly new PPO subset of UHC that has the pitch of no deductibles, variable co-pays by doctor, & similar pricing to HDHPs. On paper it looks suspiciously too good to be true.If you forgot your username or password, or you are having another issue accessing your account, click on the link to "Can't access your account?" below the Log In box. For assistance, please call the mytree support center at 1-855-245-7994, Monday - Friday between 8:00am - 8:00pm EST.UHC / Surest. Plan Choice Suggestions. Anyone have any first hand experience with Surest (formerly Bind) from United Healthcare? My employer is adding it as an option, while at the same time reducing HSA contributions for those on the High Deductible plans. It seems like a good option, but the “add-ons” part worries me. Cut costs, not benefits, and deliver more value to employees A plan designed to help members save based on choice, clarity, experience 1. Surest self-funded 2021 book of business plan sponsors with at least 12 months of incurred experience in 2021 and both medical and pharmacy data within our warehouse; compared to matched comparison groups from a nationally representative In certain circumstances, Surest allows providers to initiate retrospective reviews (post-service) for services requiring prior authorization. If you have yet to submit the claim: You can initiate a retrospective review within 180 days from the date of service. Call 877-237-0006 to initiate the review. If the claim was submitted — and denied ... To improve health equity, inclusive health plans need to be easy to use and easy to understand, according to a 2021 McKinsey and Company report. 2 Industry jargon only adds to frustration. Flexibility is also important. The future of health care focuses on individual needs and personalized care. People want options and choices.The Surest plan includes two preferred provider networks: Novant Health (Tier 1) and Surest UHC Choice Plus (Tier 2). Your out-of-pocket costs are lowest when you use Tier …Sign in to your member account. Sign in anytime to see your benefits, find network doctors, view and pay claims and more. Register for a member account. Members can register for a secure member account in just a few steps. Find your plan type in the list below to set up your member account now. Health plans through work.2024. Cigna EAP 202 4. $1,600 Deductible Plan - Aetna Broad Network 202 4. $1,600 Deductible Plan - Aetna Narrow Network 202 4. $1,600 Deductible Plan - Anthem Broad Network 202 4. $1,600 Deductible Plan - Kaiser CA 2024. $1,600 Deductible Plan - Kaiser CO 2024. $1,600 Deductible Plan - Kaiser DC, MD, VA 2024. $1,600 Deductible Plan - …With Surest, Melanie’s family saved more than $4,000 during her third pregnancy, compared to her previous deliveries on a high-deductible plan. That includes the cost of her prenatal appointments, ultrasounds, checkups associated with her gestational diabetes and her C-section hospital birth. On top of the savings, Melanie said she ...Maybe Surest is good insurance, it's hard to tell. I had my first urology appointment of the year canceled because my doctor no longer takes Surest. Five years as a patient, and a cancer "survivor" at that, and I am summarily dropped off at the curb. Surest customer service still lists my former doctor in its directories on the app and on the ...Surest members show improved satisfaction; plans offer up to 15% lower health care costs for employers and reduced member out-of-pocket expenses by up to …Join.Surest.com, Surest mobile app, Benefits.Surest.com or by calling Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms, see the Glossary. You can view the Glossary at Surest is an ACA-compliant health plan for employers with 51+ employees. It’s offered through employers in 49 states, excluding Hawaii. How does this work with other health insurance? If you have other insurance, call us at 866-683-6440 M - F from 6 am to 9 pm CT to discuss how the plan works with that coverage. COVID-19 vaccines: COVID-19 vaccine and booster serum and administration is a $0 copay when in network. For out-of-network care, you’ll need to pay the out-of-network preventive copay listed in the Surest app or Benefits.Surest.com. Over-the-Counter (OTC) tests: No coverage for medical or pharmacy OTC COVID-19 tests unless mandated by state ... After you enroll visit the Surest mobile app or Benefits.Surest.com website. ¹ Certain flexible coverage services must be activated through Surest, by you, before coverage is effective under the plan, or there may be no coverage. Activation fees are payroll deducted and do not apply to out-of-pocket maximum. $0 Copay if participating with ... Payer ID 25463 Surest Provider portal UHCprovider.com P.O. Box 211758 Provider help/eligibility 844-368-6661 Eagan, MN 55121 PreCert 877-237-0006 Members We’re here to help at choosewell.fedex.com. or 833-339-9355. To check coverage & copays, view claims, or find a doctor use the Surest app or website. Join.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms, see the Glossary. You can view theSurest benefit eligibility information | Surest personalized health plan. Check member benefit eligibility. Visit UHCprovider.com/surest to verify Surest member eligibility and … After you enroll visit the Surest mobile app or Benefits.Surest.com website. ¹ Certain flexible coverage services must be activated through Surest, by you, before coverage is effective under the plan, or there may be no coverage. Activation fees are payroll deducted and do not apply to out-of-pocket maximum. $0 Copay if participating with ... Summary of Benefits and Coverage: What this Plan Covers & What You Pay for Covered Services. Coverage Period: 01/01/2023 – 12/31/2023. Nokia of America Corporation : Standard - Surest Coverage for: Individual and Family | Plan Type: PPO The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The Surest plan was designed to provide upfront cost and coverage information, not cut benefits to save on cost. When members check prices before seeking or scheduling care — with lower copays assigned to providers evaluated as higher-value — they have the power of information to make their own decisions — and potentially save money.Help your clients reach their benefit goals with the Surest health plan. 1 Combination of modeled and actual results across Surest prospects and clients; independently developed benchmark based on a database containing health care claims from 80 million U.S. lives risk-adjusted for demographics, geography, and disease burden. 13_V02. Surest is always looking for people passionate about bringing a better health care benefit to market. Surest is part of UnitedHealthcare and the UnitedHealth Group family of businesses. To see current career opportunities, you will be redirected to the UnitedHealth Group careers website. Search jobs. At Surest, we’re working to give members ... Please note: these MRFs are not the member-friendly consumer price transparency tool that is scheduled to become available in 2023 and 2024. Please contact Surest at …It was founded in 2003 and is based in Boston, Massachusetts. S. Stride Health is a healthcare technology company. The company offers a platform that simplifies insurance, finances, and tax-related complexities, providing access to health, dental, vision, and life insurance plans, as well as tools for income tracking, tax support, and expense ...About. Bind was formed in 2016 by veteran health insurance innovators passionate about making health insurance personal - with the clarity, flexibility and power people deserve. Bind took the old ...Oct 25, 2023 · With Surest, Melanie’s family saved more than $4,000 during her third pregnancy, compared to her previous deliveries on a high-deductible plan. That includes the cost of her prenatal appointments, ultrasounds, checkups associated with her gestational diabetes and her C-section hospital birth. On top of the savings, Melanie said she ... UMR offers flexible, third-party administration of multiple, complex plan designs and integrated in-house services. We work closely with brokers and clients to deliver custom benefits solutions.Welcome to Surest - benefits.surest.comJoin.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms, see the Glossary. You can view theSurest is here to help. A cancer diagnosis can feel overwhelming. The Surest clinical team can help you: Understand important decisions about your treatments. Identify quality in-network doctors and facilities. Share your preferences for care by communicating with the doctors and other specialists on your care team.Please note: these MRFs are not the member-friendly consumer price transparency tool that is scheduled to become available in 2023 and 2024. Please contact Surest at …Welcome to Surest - benefits.surest.comLGBTQ+-friendly workplace with inclusive health benefits. A recent survey found almost 6% of Americans 1 identify as LGBTQ+, and 17 million of them are in the workforce. Most Fortune 500 companies have non-discrimination policies 2 addressing sexual orientation and gender identity. And employers in every 3 state are banding together to help ...Aug 11, 2022 · Surest™, formerly Bind, offers a new approach to health benefits that eliminates deductibles and offers access to clear, upfront pricing information before people access care. Surest members show improved satisfaction; plans offer up to 15% lower health care costs for employers and reduced member out-of-pocket expenses by up to 44%1. Help your clients reach their benefit goals with the Surest health plan. 1 Combination of modeled and actual results across Surest prospects and clients; independently developed benchmark based on a database containing health care claims from 80 million U.S. lives risk-adjusted for demographics, geography, and disease burden. 13_V02. Welcome to Surest - benefits.surest.comSurest health plan. Offer your clients and their employees a different kind of health plan with Surest™. This reimagined plan design gives employees control over their health care experience, with savings opportunities and benefits that are designed to be easy-to-understand — all without having to shift costs to employees.2022. PRESS RELEASE. UnitedHealthcare’s Surest Offers a New Approach to Health Insurance. August 11, 2022 | 2 min Read. Share: Surest™, formerly Bind, offers a new approach to health benefits that …Summary of Benefits and Coverage: What this Plan Covers & What You Pay for Covered Services Coverage Period: 01/01/2023 – 12/31/2023 Nokia of America Corporation: Standard - Surest Coverage for: Individual and Family | Plan Type: PPO The Summary of Benefits and Coverage (SBC) document will help you choose a health plan.make your benefit elections. Below are important program updates and enhancements effective January 1st, 2024: + Surest Medical Plan: We are adding an additional medical plan – one that is less traditional in the way it works. Through UnitedHealthcare, the Surest plan offers an easy way to access quality Surest is always looking for people passionate about bringing a better health care benefit to market. Surest is part of UnitedHealthcare and the UnitedHealth Group family of businesses. To see current career opportunities, you will be redirected to the UnitedHealth Group careers website. Search jobs. At Surest, we’re working to give members ... UnitedHealthcare’s Surest offers a new approach to health benefits that removes deductibles and provides clear upfront pricing information to people in advance of …With the self-funded health plan solution, Surest has the ability to: Design plan benefits. Operate the plan. Issue member ID cards. Handle day-to-day administrative tasks. Provide customer service through the Member Services. Approve and pay employees' medical claims as they arrive from the doctor, hospital or pharmacy.The Claims Administrator provides an online directory available at Benefits.Surest.com or the Surest mobile app. You may also call Surest Member Services at +1 866 683 6440. Network provider lists can change, so take the time to review the networks to determine which networks your health care providers participate in before choosing a third ...Surest is a UnitedHealthcare company that administers a health plan without a deductible or coinsurance. Members have access to the nationwide UnitedHealthcare and Optum® Behavioral Health networks and can check costs and care options in advance. A small number of members have the Surest Flex plan, which includes the feature of flexible ... Surest is an ACA-compliant health plan for employers with 51+ employees. It’s offered through employers in 49 states, excluding Hawaii. How does this work with other health insurance? If you have other insurance, call us at 866-683-6440 M-F from 6 am to 9 pm CT to discuss how the plan works with that coverage. G. Pharmacy benefits provider and information. Additional details: Each household receives high-grade plastic cards, shipped USPS Priority, 3-5 business day delivery. Additional physical cards are available upon request through Surest Member Services. Digital cards are live on the Surest app and website from the effective date through the plan ... Surest is here to help. A cancer diagnosis can feel overwhelming. The Surest clinical team can help you: Understand important decisions about your treatments. Identify quality in-network doctors and facilities. Share your preferences for care by communicating with the doctors and other specialists on your care team. Payer ID 25463 Surest Provider portal UHCprovider.com P.O. Box 211758 Provider help/eligibility 844-368-6661 Eagan, MN 55121 PreCert 877-237-0006 Members We’re here to help at choosewell.fedex.com. or 833-339-9355. To check coverage & copays, view claims, or find a doctor use the Surest app or website. Please note: these MRFs are not the member-friendly consumer price transparency tool that is scheduled to become available in 2023 and 2024. Please contact Surest at Benefits.Surest.com or 1-866-683-6440 with questions about your medical plan coverage if you are enrolled in the Enhanced-Surest or Standard-Surest option. Fill out the form below and a member of our provider services team will get back with you. Form ID. 1342. Style. highlight-grey, align center. The Surest Provider Guide, group numbers, and other resources aim to make it easier for providers to work with the Surest health plan. The Surest plan was designed to provide upfront cost and coverage information, not cut benefits to save on cost. When members check prices before seeking or scheduling care — with lower copays assigned to providers evaluated as higher-value — they have the power of information to make their own decisions — and potentially save money. To locate in-network providers, search for medical services, see the amount you will pay for care (copay amounts), compare costs for treatments and procedures, call Member Services at +1 866 683 6440, visit the Surest Mobile App or Benefits.Surest.com. See the Networks section for search instructions. Dmk5657. ADMIN MOD. My experience/review with Surest (Bind) Health Insurance. Plan Choice Suggestions. For those unaware Surest (previously Bind) is a fairly new PPO subset of UHC that has the pitch of no deductibles, variable co-pays by doctor, & similar pricing to HDHPs. On paper it looks suspiciously too good to be true.Summary of Benefits and Coverage: What this Plan Covers & What You Pay for Covered Services Coverage Period: 01/01/2023 – 12/31/2023 Nokia of America Corporation: Standard - Surest Coverage for: Individual and Family | Plan Type: PPO The Summary of Benefits and Coverage (SBC) document will help you choose a health plan.Surest PO Box 211758 Eagan, MN 55121 1-888-720-7614 Check your costs and coverage online. You can access and manage your Surest coverage and account details Call, chat or email from the on the Surest app or website. With your Surest plan, it’s all online. Questions? Surest app or website. call: 1-866-683-6440 web: Benefits.Surest.comAbout. Bind was formed in 2016 by veteran health insurance innovators passionate about making health insurance personal - with the clarity, flexibility and power people deserve. Bind took the old ...Coverage information for Surest Flex plans will be available in the portal as of Jan. 1, and variable pricing information will be available in the portal at a later date. Prior authorization and notification will be available in the portal at a later date. Prior to Jan. 1, please continue to call UHSS Provider Services at 844–368–6661.Surest | 14,892 followers on LinkedIn. Surest is giving people power over their health experience. | Surest, a UnitedHealthcare company, is dedicated to redesigning health insurance, offering a ...Coverage information for Surest Flex plans will be available in the portal as of Jan. 1, and variable pricing information will be available in the portal at a later date. Prior authorization and notification will be available in the portal at a later date. Prior to Jan. 1, please continue to call UHSS Provider Services at 844–368–6661.6%. fewer emergency department visits1. UnitedHealthcare offers Surest plans to employers nationwide with self-funded health plans, as well as fully insured plans to employers with 51 or more employees in 11 states. By the end of 2022, Surest plans may be available to employers with fully insured medical benefits in up to five additional states.2024 Benefits Overview. Windstream is committed to helping you and your family be healthy so that you can make the most of your life – at work, at home and in your community. Providing access to a comprehensive benefits program that supports your overall well-being is an important part of that commitment. ... Surest Flyer; 2024 …surest.com. Industry. Insurance. Company size. 201-500 employees. Headquarters. Minneapolis, MN. Type. Privately Held. Founded. 2016. Specialties. Self-insured …Fully insured Surest member ID card. A. Group identification number B. Subscriber name and covered dependents C. Member help information D. Claims submission information and address E. Applicable provider network F. Pharmacy benefits provider and information Additional details: Each household receives high-grade plastic cards, shipped USPS …Learn how to work with Surest, a health plan without a deductible or coinsurance, for UnitedHealthcare commercial plans. Find out how to prepare your practice, check costs and care options, submit claims and … Join.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms, see the Glossary. You can view the Welcome to Surest - benefits.surest.comSurest members show improved satisfaction; plans offer up to 15% lower health care costs for employers and reduced member out-of-pocket expenses by up to … Surest is always looking for people passionate about bringing a better health care benefit to market. Surest is part of UnitedHealthcare and the UnitedHealth Group family of businesses. To see current career opportunities, you will be redirected to the UnitedHealth Group careers website. Search jobs. At Surest, we’re working to give members ... It was founded in 2003 and is based in Boston, Massachusetts. S. Stride Health is a healthcare technology company. The company offers a platform that simplifies insurance, finances, and tax-related complexities, providing access to health, dental, vision, and life insurance plans, as well as tools for income tracking, tax support, and expense ...Alison Richards, CEO. A UnitedHealthcare executive since 2012, Alison Richards is the CEO of Surest. A transformational leader who believes in the power of team, Alison and her Surest team are redesigning health insurance and giving employers a sustainable, attractive health benefit that better meets employees’ health care needs and lowers the …Surest PO Box 211758 Eagan, MN 55121 1-888-720-7614 Check your costs and coverage online. You can access and manage your Surest coverage and account details Call, chat or email from the on the Surest app or website. With your Surest plan, it’s all online. Questions? Surest app or website. call: 1-866-683-6440 web: Benefits.Surest.com Help your clients reach their benefit goals with the Surest health plan. 1 Combination of modeled and actual results across Surest prospects and clients; independently developed benchmark based on a database containing health care claims from 80 million U.S. lives risk-adjusted for demographics, geography, and disease burden. 13_V02. Surest is a UnitedHealthcare company that administers a health plan without a deductible or coinsurance. Members have access to the nationwide UnitedHealthcare and Optum® Behavioral Health networks and can check costs and care options in advance. A small number of members have the Surest Flex plan, which includes the feature of flexible ...Cut costs, not benefits, and deliver more value to employees A plan designed to help members save based on choice, clarity, experience 1. Surest self-funded 2021 book of business plan sponsors with at least 12 months of incurred experience in 2021 and both medical and pharmacy data within our warehouse; compared to matched comparison …We would like to show you a description here but the site won’t allow us.

the Surest health plan or Surest Flex. Insurance coverage for fully insured plans is provided by All Savers Insurance Company (for FL, GA, OH, UT and VA), by UnitedHealthcare Insurance Company of IL (for IL), by United Healthcare of Kentucky, Ltd. (for KY), or by UnitedHealthcare Insurance Company (for AL, AR, AZ, CO, DC, GA, IA, ID, IN, KS,. Higherlower

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With the Surest health plan, prices for doctors and health services are available on the app, so you can compare options. See where you might be able to save money by selecting a different provider or service location, then decide what’s right for you and your budget. You can also see current claims info in the app, and easily access your ...With Healthy Benefits+, you get access to benefits that can help you live a healthier lifestyle. Best of all, your benefits are applied instantly! To view the benefits you are eligible for and how you can spend, log in here. Fill out the form below and a member of our provider services team will get back with you. Form ID. 1342. Style. highlight-grey, align center. The Surest Provider Guide, group numbers, and other resources aim to make it easier for providers to work with the Surest health plan. The Surest plan was designed to provide upfront cost and coverage information, not cut benefits to save on cost. When members check prices before seeking or scheduling care — with lower copays assigned to providers evaluated as higher-value — they have the power of information to make their own decisions — and potentially save money.Cigna Public Resources – for Military Veterans. Cigna’s Veteran Support Line provides a wide range of assistance for veterans, as well as their caregivers and families, whether they are Cigna customers or not. The Veteran Support Line is free and confidential, and available 24/7/365 at: toll-free number: 855.244.6211. US Benefits.Yes. See Join.Surest.com or call 1-866-683-6440 for a list of network providers. This plan uses a provider network. You will pay less if you use a provider in the plan's network. You will pay the most if you use an out-of-network provider, and you might receive a bill from a provider for the difference between the provider’sSurest plan: benefits with variable copays Overview Effective October 19, 2023, UnitedHealthcare updated Electronic Data Interchange (EDI) 271 transaction responses for members with medical plans within Surest which have specific service benefits that provide a copay based on a variable rate. The rate is determined byA new approach to health benefits with SurestTM. UnitedHealthcare’s Surest offers a new approach to health benefits that removes deductibles and provides clear upfront pricing …Discover your new favorite way to stay healthy. Get access to gyms, studios, online workouts, and grocery delivery with one monthly membership. Get started.Join.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms, see the Glossary. You can view theFully insured Surest member ID card. A. Group identification number B. Subscriber name and covered dependents C. Member help information D. Claims submission information and address E. Applicable provider network F. Pharmacy benefits provider and information Additional details: Each household receives high-grade plastic cards, shipped USPS …Surest P.O. Box 211758 Eagan, MN 55121 Phone: +1 866 683 6440 Website: Benefits.Surest.com Group #: 78800361 Pharmacy Benefits Manager CVS Caremark One CVS Drive ... My Benefits Service Center Phone: +1 866 324 4087, any business day, 8:30 a.m. to 5:30 p.m., Eastern time.If you forgot your username or password, or you are having another issue accessing your account, click on the link to "Can't access your account?" below the Log In box. For assistance, please call the mytree support center at 1-855-245-7994, Monday - Friday between 8:00am - 8:00pm EST.The Surest plan is a 100% pass-through rebate model. We provide pharmacy benefit administration services for a flat fee. Rather than maximizing the “spread” between the acquisition cost of the drug and the amount employers pay via the claim, Surest determines the copay the member pays based on actual net cost of rebates, net of discounts.Yes. See Join.Surest.com or call 1-866-683-6440 for a list of network providers. This plan uses a provider network. You will pay less if you use a provider in the plan's network. You will pay the most if you use an out-of-network provider, and you might receive a bill from a provider for the difference between the provider’sWelcome to Surest - benefits.surest.com Surest is an employer-sponsored health plan that gives members the tools to see cost and coverage information before the point of care. Members receive quality medical coverage with access to the broad, national UnitedHealthcare and Optum Behavioral Health networks. .

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