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Welcome to the new boh.com! We’ve redesigned our site from the ground up to be more intuitive and easier to use, helping you quickly find everything you need. Check it out at www.boh.com. Dtw to honolulu

Sign, Snap and Deposit. Making a deposit can be done in a few simple steps: Add “ For BOH Mobile Deposit Only” and sign the back of your check. Snap pictures of the front and back of your check. Select your deposit account and enter the amount. Send your deposit. Once you receive an email confirmation that your deposit was “Approved ... April 2nd, 2020. Kevin Byrne, IT manager, has been promoted from vice president to senior vice president in Bank of Hawaii’s Information Technology Division. He is responsible for planning, directing and executing all assigned IT activities for the Content & Collaboration Management Department. Byrne joined the bank in 2013 as SharePoint ...Bank of Hawaii, Honolulu. 22 likes · 496 were here. The first hour of operation is reserved for KupunaNov 19, 2022 · Our servicing team will be happy to assist you. Please contact Cash Management Services at the following: Hawaii: 808-694-8021. Toll-free: 1-877-232-0118. Guam: 671-479-3629 or 671-479-3633. Email: [email protected]. Get the most for your business banking needs by utilizing Bankoh Business Connections. New Cardmembers. View, manage, and activate your account online. Sign up for online accessThere are 2 ways to add an authorized user. Log in to your account on HawaiianBOHCard.com and select “Authorized User” from the “Services” menu. Call the customer service number on the back of your Hawaiian Airlines ® Bank of Hawaii World Elite Mastercard ®. Note: You’ll need to provide the following information for each …Arctic Experience (Transun) 02 Mar 2025 (7 Nights) Northern Lights Fly/Cruise (Hays Cruise) 09 Nov 2024 (12 Days) More info & bookCD Specials must be entirely funded from another financial institution when opened online. The rate applied to your CD special is based on the published rate in effect on the day we receive your opening deposit. Based on the funding method you choose that can take up to …For a CD opened online, the entire qualifying deposit must be funded from an external financial institution and is limited to amounts less than $100,000. Earn more. Fly more. Earn 3.00% APY 5 and get 60,000 bonus miles 6 with our 6-month, in-branch HawaiianMiles ® Jumbo CD Special. Start your journey with a minimum deposit of $100,000 ...We would like to show you a description here but the site won’t allow us.Find out how we can help you find the right resources and pricing to help your business thrive. If you have any questions, please contact your Relationship Officer or our servicing team at [email protected], or call 808-694-8021 / toll-free 877-232-0118.Nous voudrions effectuer une description ici mais le site que vous consultez ne nous en laisse pas la possibilité. Find out how we can help you find the right resources and pricing to help your business thrive. If you have any questions, please contact your Relationship Officer or our servicing team at [email protected], or call 808-694-8021 / toll-free 877-232-0118. 薄荷游戏,集账号托管、账号订阅、游戏加速、安全防御于一体,为游戏玩家提供安全便捷的一站式游戏服务平台New Cardmembers. View, manage, and activate your account online. Sign up for online accessCall today at 310-351-9278. 2024 UCR Registration Period begins on October 1, 2023. Fees will be reduced from the 2023 fees . If you would like assistance with paying your UCR fees, please contact us at 310-351-9278. Plans start at $4.99/mo. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 09/26/2025. Offer subject to change or renewal. Open a Bank of Hawaii savings account online to start earning more interest and access Hawaii's largest branch and ATM network. Manage your credit card account online - track account activity, make payments, transfer balances, and more Products and Services. Bank of Hawaii offers a variety of solutions for business owners. Our solutions include business checking and savings to manage cash flow and for major purchases. Find the right solution for your business. Plans start at $4.99/mo. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 09/26/2025. Offer subject to change or renewal. Open a Bank of Hawaii savings account online to start earning more interest and access Hawaii's largest branch and ATM network.You’ll be the first to know about our sales, new products, offers & more. Transform your living room and bedroom with La-Z-Boy's comfortable home furniture. Shop for sofas, couches, recliners, chairs, tables, mattress in a box, and more today.Low interest-only monthly payments during construction that convert to your permanent mortgage after construction. Easy one-step financing with one-time closing. Available for owner-occupants, second home buyers, and State of Hawaii resident investors. Owner-occupant loans up to $2,000,000.Bank of Hawaii Corporation is a regional financial services company serving businesses, consumers and governments in Hawaii and the West Pacific. … Member FDIC boh.com AD-68 (10/2020) SERVICE COLOR KEY All Customers State of Hawaii only QUICK TIPS MY ACCOUNTS Account Number Account Type Account Number Account Type Account Number Account Type Account Number Account Type 0 1 # * # 6 Rate Information Deposit Account Rates Residential Mortgage Rates Make a one-time payment. Use your checking or savings account from any bank in the US. SimpliFi by Bank of Hawaii is a better experience when applying for your home loan. Our online application is safe, fast and easy. Not only can you work on your application on your own time, but you'll be able to work one-on-one with a trusted loan officer ...Jennifer Cabo is a Vice President and Financial Advisor with Bankoh Investment Services Inc. She is dedicated to advising clients with their financial needs. Jennifer began her career with Bank of Hawaii over 15 years ago. She holds the Series 7, 63, 65 and the State of Hawaii Life and Health Insurance License. The minimum balance to open an Account is $500. The variable Annual Percentage Yield (APY) is 0.01% for balances less than $50,000 and 0.02% for balances $50,000 or greater. APY is as of 3/21/2024 for State of Hawaii and 3/22/2024 for Saipan, Guam, and Palau and can change at any time. Fees may reduce earnings. Manage your money anytime, anywhere with the BOH Mobile Banking app. Check balances, transfer funds, pay bills, deposit checks, send money with Zelle® and …Accidental Death & Dismemberment insurance* can help you to be financially prepared in the event of a covered injury or death, as a result of an accident. Protecting your family has never been so easy: We are offering you $1,000 complimentary coverage 1 for being a valued Bank of Hawaii customer. You can purchase up to $300,000 of additional ... Sign, Snap and Deposit. Making a deposit can be done in a few simple steps: Add “ For BOH Mobile Deposit Only” and sign the back of your check. Snap pictures of the front and back of your check. Select your deposit account and enter the amount. Send your deposit. Once you receive an email confirmation that your deposit was “Approved ... Contacts. Media Inquiries Melissa Torres-Laing Email: [email protected] Telephone: 808-694-8384 Mobile: 808-859-1703 Investor/Analyst Inquiries Cindy Wyrick Email: Cynthia.Wyrick@boh ...If you’re currently enrolled with Zelle ® in the BOH Mobile Banking app and would like to cancel your enrollment, please contact our customer service center at 808-643-3888 or toll-free at 1-888-643-3888. 1 Transactions typically occur within minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle ®.The first hour of operation is reserved for Kupuna 3600 Waialae Ave., Honolulu, HI 96816 Sign, Snap and Deposit. Making a deposit can be done in a few simple steps: Add “ For BOH Mobile Deposit Only” and sign the back of your check. Snap pictures of the front and back of your check. Select your deposit account and enter the amount. Send your deposit. Once you receive an email confirmation that your deposit was “Approved ... If you feel your account has been compromised, please call us at 808-643-3888 or toll-free at 1-888-643-3888.New Cardmembers. View, manage, and activate your account online. Sign up for online accessBank of Hawaii, Honolulu, Hawaii. 30,229 likes · 352 talking about this · 636 were here. "Like" our page to join the conversation and receive company...The deposits will appear within 1-3 business days. You will then need to log back into your new deposit account application and verify the deposit amounts to successfully open your account online. The last method is internal funding. If you are an existing Bank of Hawaii customer, you can enter your online banking login or debit card and PIN at ...With Greenlight, parents can: Add up to 5 kids, each with their own debit card. Send money to your kid’s card instantly. Set parental controls on spending categories. Turn your kid’s card on/off in one tap. Receive real-time notifications whenever your kids make a purchase. Assign chores and jobs to teach kids the value of hard work.Manage your credit card account online - track account activity, make payments, transfer balances, and more There are 2 ways to add an authorized user. Log in to your account on HawaiianBOHCard.com and select “Authorized User” from the “Services” menu. Call the customer service number on the back of your Hawaiian Airlines ® Bank of Hawaii World Elite Mastercard ®. Note: You’ll need to provide the following information for each authorized ... ブルーオーシャンホールディングス株式会社(BOH)へのお問い合わせは以下メールフォーム、またはお電話にてお問い合わせください。. お名前You name 必須. ex)鷺山 太郎. e-mailEmail address 必須. ex)[email protected]. 郵便番号Postal code. ex)502-0850. 電話番号Phone number 必須 ...中國銀行(香港)有限公司(簡稱「中國銀行(香港)」或「中銀香港」)於2001年10月1日正式成立,是一家在香港註冊的持牌銀行。按資產及客戶存款計算,中國銀行(香港)是香港主要上市商業銀行集團之一,向個人客戶和企業客戶提供全面的金融產品與服務。中銀香港是香港三家發 …Bohm | Portal de Relacionamento. Esqueci Minha Senha. Aplicativo Homologado para Internet Explorer (9, 10 e 11) e Chrome (34.0) Melhor Visualização em Resolução …Credit Report Dispute Form. To file a dispute regarding the accuracy of information that we have provided to one or more consumer reporting agencies, please be prepared to provide your name, your loan account number, some identifying information, and a detailed description of why you feel the information is inaccurate. Alternatively, you may ...2,997.75. Monthly P&I payment*. *Estimated monthly payment does not include taxes and insurance which will be in addition to the monthly payment shown. Loans with a Loan-to-value of 80% or higher may require mortgage insurance which would increase the monthly payment amount.As we look beyond our 125 th anniversary, we’re committed to building a sustainable future for the people of Hawaii and the West Pacific. We continue to invest in causes that foster healthy, thriving communities for all who call this place home. Bank of Hawaii celebrates 125 years Bank of Hawaii is proud to celebrate 125 years of helping ...EASE into life with the account that’s worry-free. Our EASE account is paper-free, check-free, and has no overdraft fees. 1 And if you need to come into a branch, our friendly personal service is always free. You’ll also have a handy debit card, secure online and mobile banking, and free online bill pay.The Bank of Hawaii remote deposit capture web application provides an easy to use experience. Deposits can be submitted 24/7/365 using any device with a supported web browser.*. *Deposits are subject to applicable cutoff times for same day processing. Generate pre-defined reports and/or create custom reports on a daily, weekly, and …The first method, Instant Account Verification (IAV) is an easy and convenient way for you to use the username and password of your existing account with another financial institution to verify and fund your new account on the spot. The second method, Small Dollar Verification (SDV) verifies your new account by depositing two small deposits ...Make a one-time payment. Use your checking or savings account from any bank in the US. SimpliFi by Bank of Hawaii is a better experience when applying for your home loan. Our online application is safe, fast and easy. Not only can you work on your application on your own time, but you'll be able to work one-on-one with a trusted loan officer ...BOH(ボー). 1982年8月14日生まれ、北海道旭川市出身。. 2008年にSIAM SHADEのギタリストDAITAが結成したBINECKSに加入しメジャー ・デビュー。. 以降はニコニコ超パーティーの超バンド、BABYMETAL(神バンド)、松岡充が率いるユニットMICHAEL、中島愛、戦術音楽 ...Nov 19, 2022 · Our servicing team will be happy to assist you. Please contact Cash Management Services at the following: Hawaii: 808-694-8021. Toll-free: 1-877-232-0118. Guam: 671-479-3629 or 671-479-3633. Email: [email protected]. Get the most for your business banking needs by utilizing Bankoh Business Connections. Apr 5, 2024 · Bank of Hawai‘i Corporation First Quarter 2024 Financial Results. HONOLULU-- (BUSINESS WIRE)--Bank of Hawai‘i Corporation (NYSE: BOH) today reported diluted earnings per common share of $0.87 for the first quarter of 2024, compared with diluted earnings per common share of $0.72 in the previous quarter and $1.14 in the same quarter of 2023. Senčila Boh. Nudimo vam vse vrste senčil za stanovanja in poslovne prostore; rolete, žaluzije, lamelne zavese, plise, panelne zavese in roloji. Vabljeni, da nas kontaktirate za vsa morebitna vprašanja.4 days ago · Manage your credit card account online - track account activity, make payments, transfer balances, and more Lock in peace of mind. 7.50% APR for 15 years3,4. Avoid fluctuating rates by locking in $10,000 or more of your HELOC balance with a FRLO. Apply now. 3 Applicable for HELOC applications received 4/16/2024-4/30/2024, HST. Available for new accounts and line increases, with a minimum amount of $10,000 at loan closing only.Böhmee Clothes é uma loja online de roupas femininas que oferece peças incríveis, versáteis e de ótima qualidade. Você pode comprar vestidos, blusas, calças e muito …You can also contact the bank by calling the branch phone number at 808-543-6900. Bank of Hawaii Waikiki branch operates as a full service brick and mortar office. For lobby …Kaneohe office is located at 45-1001 Kamehameha Highway, Kaneohe. You can also contact the bank by calling the branch phone number at 808-233-4670. Bank of Hawaii Kaneohe branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at …You can also contact the bank by calling the branch phone number at 808-543-6900. Bank of Hawaii Waikiki branch operates as a full service brick and mortar office. For lobby … Member FDIC boh.com AD-68 (10/2020) SERVICE COLOR KEY All Customers State of Hawaii only QUICK TIPS MY ACCOUNTS Account Number Account Type Account Number Account Type Account Number Account Type Account Number Account Type 0 1 # * # 6 Rate Information Deposit Account Rates Residential Mortgage Rates ベーシストBOHのホームページです。. 最新情報、グッズ販売、作品紹介、Worksなどをお知らせします。.Bank of Hawaii, Honolulu. 22 likes · 496 were here. The first hour of operation is reserved for KupunaYoshi Tsurumi. Financial Advisor. Learn more. Bankoh Investment Services, Inc. doing business as Bankoh Investment Services. Investment and Insurance products are offered and sold by Bankoh Investment Services, Inc., a nonbank subsidiary of Bank of Hawaii and a member of FINRA /SIPC. Investment and Insurance products are NOT FDIC INSURED. For a CD opened online, the entire qualifying deposit must be funded from an external financial institution and is limited to amounts less than $100,000. Earn more. Fly more. Earn 3.00% APY 5 and get 60,000 bonus miles 6 with our 6-month, in-branch HawaiianMiles ® Jumbo CD Special. Start your journey with a minimum deposit of $100,000 ... As we look beyond our 125 th anniversary, we’re committed to building a sustainable future for the people of Hawaii and the West Pacific. We continue to invest in causes that foster healthy, thriving communities for all who call this place home. Bank of Hawaii celebrates 125 years Bank of Hawaii is proud to celebrate 125 years of helping ...An overdraft occurs when you do not have enough money in your account to cover a transaction, but Bank of Hawaii will pay it anyway. “Not enough money in your account” means the available balance in your account is not sufficient to cover the transaction(s) even if your current balance would be enough to cover it. Bank of Hawaii Online Banking is a convenient way to bank from almost anywhere. Enrolling in Online Banking is easy, and can be done in a few simple steps. Let’s get started with some information from you: Where did you open your account? What type of customer are you? Fiduciary: Trustees or Agents for Trusts. North Valley Bank was originally established in 1904 by local area businessmen in the Village of Corning, Ohio as The Bank of Corning Company. The need for a locally owned, community-oriented commercial bank arose out of the oil boom at the turn of the century. Southern Perry County thrived on the oil production industry, which in turn spawned the …BOH Tea. 217,173 likes · 912 talking about this. BOH Plantations is the largest tea-growing company in Malaysia with 1200 hectares of tea gardens both Receive your new card in 7-10 business days. Call 1-877-353-0956 and follow the prompts to activate your card. Take advantage of all of the benefits that come with your new card. Learn more. Watch and Learn. How to activate your Bank of Hawaii contactless debit card. Earn 17 Ummph! Points. RM 16.60. 12 Stick Packs. Smooth and creamy. Rejuvenating and revitalising. Made with authentic and natural Japanese Matcha. Add to cart. Made with authentic and all natural Japanese Matcha powder and infused with Stevia Leaf extract, kick back and relax to the right balance of smooth, creamy goodness.Böhmee Clothes é uma loja online de roupas femininas que oferece peças incríveis, versáteis e de ótima qualidade. Você pode comprar vestidos, blusas, calças e muito …Low interest-only monthly payments during construction that convert to your permanent mortgage after construction. Easy one-step financing with one-time closing. Available for owner-occupants, second home buyers, and State of Hawaii resident investors. Owner-occupant loans up to $2,000,000. For electronic debits or credits to your account, please use the following Routing Numbers: State of Hawaii Branches 121301028. Guam & Saipan Branches 121405018. For wires, please use the following for all Bank of Hawaii accounts: Domestic Wires (Routing Number): 121301028. International Wires (SWIFT Code): BOHIUS77. New Cardmembers. View, manage, and activate your account online. Sign up for online accessReceive $1,000 of Accidental Death & Dismemberment Insurance at no charge. We certainly hope you will never need it, but we want you and your family to be protected should the unexpected happen to you. That’s why we are offering you this complimentary gift of $1,000 Accidental Death & Dismemberment Insurance, paid for by Bank of Hawaii.For electronic debits or credits to your account, please use the following Routing Numbers: State of Hawaii Branches 121301028. Guam & Saipan Branches 121405018. For wires, please use the following for all Bank of Hawaii accounts: Domestic Wires (Routing Number): 121301028. International Wires (SWIFT Code): BOHIUS77.Receive your new card in 7-10 business days. Call 1-877-353-0956 and follow the prompts to activate your card. Take advantage of all of the benefits that come with your new card. Learn more. Watch and Learn. How to activate your Bank of Hawaii contactless debit card.BOH(ボー). 1982年8月14日生まれ、北海道旭川市出身。. 2008年にSIAM SHADEのギタリストDAITAが結成したBINECKSに加入しメジャー ・デビュー。. 以降はニコニコ超パーティーの超バンド、BABYMETAL(神バンド)、松岡充が率いるユニットMICHAEL、中島愛、戦術音楽 ... If you’re currently enrolled with Zelle ® in the BOH Mobile Banking app and would like to cancel your enrollment, please contact our customer service center at 808-643-3888 or toll-free at 1-888-643-3888. 1 Transactions typically occur within minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle ®. Hawaiian Airlines, Hawaii's largest and longest-serving airline, offers non-stop service to Hawaii from the U.S. mainland and international destinations.ブルーオーシャンホールディングス株式会社(BOH)へのお問い合わせは以下メールフォーム、またはお電話にてお問い合わせください。. お名前You name 必須. ex)鷺山 太郎. e-mailEmail address 必須. ex)[email protected]. 郵便番号Postal code. ex)502-0850. 電話番号Phone number 必須 ...For electronic debits or credits to your account, please use the following Routing Numbers: State of Hawaii Branches 121301028. Guam & Saipan Branches 121405018. For wires, please use the following for all Bank of Hawaii accounts: Domestic Wires (Routing Number): 121301028. International Wires (SWIFT Code): BOHIUS77. The Bank of Hawaii remote deposit capture web application provides an easy to use experience. Deposits can be submitted 24/7/365 using any device with a supported web browser.*. *Deposits are subject to applicable cutoff times for same day processing. Generate pre-defined reports and/or create custom reports on a daily, weekly, and monthly basis. Sign in to e-Bankoh Online Banking. Sign in to. e-Bankoh Online Banking. User ID: Forgot your user ID? Need help? Contact us at 1-888-643-3888. Not yet enrolled? Sign up for …Established on 1 October 2001, Bank of China (Hong Kong) Limited (referred to as Bank of China (Hong Kong) or BOCHK) is a locally incorporated licensed bank. Bank of China (Hong Kong) is a leading listed commercial banking group in Hong Kong in terms of assets and customer deposits and offers a comprehensive range of financial products and … As we look beyond our 125 th anniversary, we’re committed to building a sustainable future for the people of Hawaii and the West Pacific. We continue to invest in causes that foster healthy, thriving communities for all who call this place home. Bank of Hawaii celebrates 125 years Bank of Hawaii is proud to celebrate 125 years of helping ...

Lock in peace of mind. 7.50% APR for 15 years3,4. Avoid fluctuating rates by locking in $10,000 or more of your HELOC balance with a FRLO. Apply now. 3 Applicable for HELOC applications received 4/16/2024-4/30/2024, HST. Available for new accounts and line increases, with a minimum amount of $10,000 at loan closing only.. Booztlet

www.boh.com

Plans start at $4.99/mo. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 09/26/2025. Offer subject to change or renewal. Open a Bank of Hawaii savings account online to start earning more interest and access Hawaii's largest branch and ATM network. If you feel your account has been compromised, please call us at 808-643-3888 or toll-free at 1-888-643-3888.Mar 6, 2024 · Convenient and secure access to your trust and investment information wherever you are with BOH Trust Services Wealth App. The application provides a snapshot of your total wealth, making it easy for you to share information with your trusted advisor, making informed financial decisions based on your goals. Key features include: - A secure ... 2,997.75. Monthly P&I payment*. *Estimated monthly payment does not include taxes and insurance which will be in addition to the monthly payment shown. Loans with a Loan-to-value of 80% or higher may require mortgage insurance which would increase the monthly payment amount. For a CD opened online, the entire qualifying deposit must be funded from an external financial institution and is limited to amounts less than $100,000. Earn more. Fly more. Earn 3.00% APY 5 and get 60,000 bonus miles 6 with our 6-month, in-branch HawaiianMiles ® Jumbo CD Special. Start your journey with a minimum deposit of $100,000 ... A leader in the construction industry, Boh Bros. has operated for more than 115 years, completing thousands of projects throughout the gulf coast region. We continue to lean on our past experiences while constantly refining our skills and looking for new ways to innovate. We specialize in General Contracting services, including heavy civil, marine, …One bank—fits all. Our tradition of customer service extends to businesses of all sizes. We understand the unique needs of small, family-owned companies, sole proprietors, mid-sized enterprises and large corporations, and we’re committed to providing solutions to help businesses continue to grow and succeed. Our experienced team of ...To assist in recovery efforts while other financial institution work to restore their ATMs, Bank of Hawaii has temporarily suspended its surcharge fees for all Guam ATM users from Thursday, June 1 through Sunday, June 4 ChST. ATMs are currently available at the following locations. Guam. Onward Beach Hotel. 445 Gov. Carlos G Camacho Rd.Bank of Hawaii, Honolulu, Hawaii. 30,229 likes · 352 talking about this · 636 were here. "Like" our page to join the conversation and receive company... The Bank of Hawaii remote deposit capture web application provides an easy to use experience. Deposits can be submitted 24/7/365 using any device with a supported web browser.*. *Deposits are subject to applicable cutoff times for same day processing. Generate pre-defined reports and/or create custom reports on a daily, weekly, and monthly basis. Personal Banking What do you plan to use this account for? Daily Use. SavingsBank of Hawaii Corporation is a regional financial services company serving businesses, consumers and governments in Hawaii and the West Pacific. …BOH(ボー). 1982年8月14日生まれ、北海道旭川市出身。. 2008年にSIAM SHADEのギタリストDAITAが結成したBINECKSに加入しメジャー ・デビュー。. 以降はニコニコ超パーティーの超バンド、BABYMETAL(神バンド)、松岡充が率いるユニットMICHAEL、中島愛、戦術音楽 ...Personal Banking What do you plan to use this account for? Daily Use. SavingsBOH Tea are made from the finest tea leaves, grown in the Cameron Highlands. We offer a wide variety of teas to choose from, including black tea, green tea, white tea, and oolong …North Valley Bank was originally established in 1904 by local area businessmen in the Village of Corning, Ohio as The Bank of Corning Company. The need for a locally owned, community-oriented commercial bank arose out of the oil boom at the turn of the century. Southern Perry County thrived on the oil production industry, which in turn spawned the …There are 2 ways to add an authorized user. Log in to your account on HawaiianBOHCard.com and select “Authorized User” from the “Services” menu. Call the customer service number on the back of your Hawaiian Airlines ® Bank of Hawaii World Elite Mastercard ®. Note: You’ll need to provide the following information for each …Earn 3.00% APY 1 and get 60,000 bonus miles 2 with our 6-month, in-branch HawaiianMiles ® Jumbo CD Special. Start your journey with a minimum deposit of $100,000, including $25,000 from another financial institution. To open an account, visit any branch. 1 Annual Percentage Yield (APY) is fixed for the term of the CD and based on the date when ....

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