Housing san francisco - The University of San Francisco offers gender-inclusive housing. You can apply within the housing application and be entered into a lottery for a room in the gender-inclusive community. Learn More

 
11 hours ago · A San Francisco mall could be transformed into a housing-commercial development 03:33. San Francisco appears headed for its first mega-project housing development since the pandemic. . San luis obispo events

Housing Choice Voucher - Property Owners. A cornerstone of the HCV program is the participation of the property owners who make their properties available for rent to the residents we serve. The Authority partners with over 3,500 landlords to provide affordable, decent, safe and sanitary housing to HCV program participants. Read more. October 31, 2022. BMR ownership programs help first time homebuyers who are low, moderate, and middle-income. BMR homes are specified units in San Francisco sold at below market rate prices. They are also resold at below market rate prices to future eligible buyers. BMR homeowners must work with MOHCD to sell their homes.Non-Profit Partners. In 2017, ULI SF launched Housing the Bay, a multi-year initiative to support the vision of a Bay Area with healthy, sustainable, and affordable housing options for everyone. Through Housing the Bay we are exploring new solutions to break through housing roadblocks, improve housing affordability, and ensure more people have ...Houses. Townhomes. Multi-family. Condos/Co-ops. Lots/Land. Apartments. Manufactured. Apply.Unique Housing and Grant Street Apartments are great options in Berkeley. In San Francisco, check out Kopa and June Homes for furnished, short-term housing. Also, visit the Berkeley Spouses, Partners, and Parents Association to connect with other parents, and learn about playdates, school and daycare resources, and more! How to …San Francisco, CA - Today, the City of San Francisco and non-profit partners announced a plan to preserve a family shelter and provide ongoing funding to keep the shelter open and serving nearly 60 families at a time. Through an innovative partnership with the Department of Homelessness and Supportive Housing (HSH), the St. Anthony’s …San Francisco, CA - Today, the City of San Francisco and non-profit partners announced a plan to preserve a family shelter and provide ongoing funding to keep the shelter open and serving nearly 60 families at a time. Through an innovative partnership with the Department of Homelessness and Supportive Housing (HSH), the St. Anthony’s …Get assistance from DAHLIA San Francisco Housing Portal for finding affordable housing, applying for rental subsidies, or accessing shelter and services.Partnership of San Francisco affordable housing builders constructs, manages Bayview Commons Apartments Address 4445 3rd St, San Francisco, California 94124 Residential Population All family types; low-income and high-needs clients such as persons with AIDS Number of Units 30 Property Management. Caritas Property ManagementThe San Francisco Service Guide was developed to help you find housing, homeless, and other resources in the City. It is not meant to endorse any particular organization. The guide is not a complete list of everything available. Use it s a starting point and a way to find other opportunities. San Francisco Service Guide.Why it matters: If fully approved, the development would bring more housing and jobs to the area, the San Francisco Chronicle reports. ... If all goes according to plan, the additional housing would help bring San Francisco closer to its goal of creating about 82,000 new housing units by 2031. Share on facebook (opens in new window)Location. Data. Mar 2024. Growth. % YoY. San Francisco, CA. $1.4M. +4.8% United States. Compare. To compare other locations to the San Francisco and U.S. housing market, enter a city, neighborhood, state, …Homelessness affects everyone in San Francisco. Together, we are helping thousands of people experiencing homelessness find a permanent home and build a better life. ... Getting my housing was like an out of this world experience. Going where no …Call us @ 4159490067 or Text our Agents ! If you haven't picked your favorite property yet or need additional help, send us a message here and one of our agents can assist you! Urbanests is a leading provider of student and interim housing and Co-Living housing in San Francisco. Our focus is to ensure a simple, clean, quality, affordable living ...Veterans & family members served annually. Since 1970, Insight Housing has envisioned a world where everyone has access to affordable housing and healthy food to eat. Every day, we advocate for and partner with individuals and families experiencing housing and food insecurity, because when everyone in our community has a place to call home and ...100% AMI is the middle number when looking at a list of all San Francisco incomes. AMI also depends on household size. Find your AMI level. See 2023 AMI PDF chart. See 2022 AMI PDF chart. ... AMI is updated every year by the Federal Department of Housing & Urban Development (HUD). Call for Pricing (866) 515-8219. 1. 2. Next. Find San Francisco Low Income-Affordable Communities for seniors on SeniorHousingNet.com. Compare 48 listings for Low Income-Affordable Communities in San Francisco,CA. Estimate Your Eligibility. Enter details about your household size and income and we'll highlight listings for which you may be eligible. Household Size. Household is defined as anyone living with you in the residence, including spouse, roommates, parents and children. Yes, this includes children under 6.We explore the participation levels of NIMBY (‘Not In My Backyard’) proponents versus other voices at public hearings San Francisco, a city with an exceptionally dire housing crisis. Once very diverse, radical, and bohemian, San Francisco has become the most expensive city in the US, which caters to a wealthy … TRP Academy. The Positive Directions TRP Academy is a culturally responsive, peer-led, abstinence-based, reentry therapeutic teaching community (TTC) and transitional housing program. The mutual self-help community has a recovery orientation, focusing on whole-person care and overall lifestyle changes. Provider: Westside. Length: 6 to 30 Months. The Housing Authority of the City and County of San Francisco (Authority) is actively seeking new property owners to participate in the Section 8 Housing Choice Voucher … The Housing Element 2022 Update was adopted in January 2023 and is San Francisco’s plan for meeting our housing needs for the next 8 years (January 31, 2023 to January 31, 2031). It is the City’s first housing plan centered on racial and social equity. Its policies and programs express San Francisco’s collective vision for the future of ... Hamilton Families’ mission is to end family homelessness in the San Francisco Bay Area. Our pioneering homelessness prevention and housing subsidy programs are nationally recognized. In addition, we provide shelter and stability, and support the well-being of children experiencing homelessness. Section 8 House for rent in SAN FRANCISCO , California. 2024-Apr-24. $4,000/month, Bedrooms:1, Bath:1, 1197/Square_feet, - 77 Dow Pl APT 111, San Francisco, CA 94107. architectural details, including 17 ft floor-to-ceiling windows, wood beams, and steel stairwell, creating a loft-style living experience.If you own residential property in San Francisco, find out if you need to pay the Rent Board fee, how much, and how to pay. ... For information related to the RENT BOARD FEE or San Francisco's HOUSING INVENTORY reporting requirements, please dial 311 or 415-701-2311 from outside San Francisco. Email. Only for filing documents229 Ellis St. 229 Ellis St, San Francisco, CA 94102. $1,350 - 1,850. Studio. 2 Months Free. Heat Controlled Access Elevator Laundry Facilities Smoke Free Individual Locking Bedrooms. (650) 379-0827.The University of San Francisco's Summer Guest Housing program is designed to provide safe, economical, and comfortable short-term housing services for our guests in an atmosphere of quality customer service. We will act as a resource to promote USF and the city of San Francisco in an effort to foster a positive experience for both guests and …Houses. Townhomes. Multi-family. Condos/Co-ops. Lots/Land. Apartments. Manufactured. Apply.2023: SAN FRANCISCO, CA Basic Housing Allowance. Following table displays BAH rates for SAN FRANCISCO, CA (CA019) military housing area for the year 2023San Francisco Emergency Rental Assistance Program (SF ERAP) As of February 28, 2023, SF ERAP is accepting new applications. Please note that program rules have changed to target financial assistance to households most at risk of housing loss or homelessness. Funding is limited and SF ERAP will not be able to serve every … Get assistance from DAHLIA San Francisco Housing Portal for finding affordable housing, applying for rental subsidies, or accessing shelter and services. Veterans & family members served annually. Since 1970, Insight Housing has envisioned a world where everyone has access to affordable housing and healthy food to eat. Every day, we advocate for and partner with individuals and families experiencing housing and food insecurity, because when everyone in our community has a place to call home and ...Affordable Housing Program (AHP) I, Sr. Assoc. FHLBank San Francisco. 3.1. 333 Bush St Ste 2700, San Francisco, CA 94104. $105,000 - $115,000 a year - Full-time. Pay in top 20% for this field Compared to similar jobs on Indeed. You must create an Indeed account before continuing to the company website to apply. Apply now.Student housing in San Francisco includes various non-ensuite, 1,2 bedroom apartments, sharing rooms and private rooms closer to nearby universities, restaurants, and cafes. It is a modern-day city in California adorned with beautiful gardens, parks, and museums; San Francisco has so many things to do! Student apartments in San Francisco are …San Francisco Emergency Rental Assistance Program (SF ERAP) As of February 28, 2023, SF ERAP is accepting new applications. Please note that program rules have changed to target financial assistance to households most at risk of housing loss or homelessness. Funding is limited and SF ERAP will not be able to serve every …Are you looking for affordable housing in San Francisco? Visit the DAHLIA Housing Portal to view listings and apply online for rental or ownership opportunities. You can …Jun. 10. Experience campus life to the fullest with SF State's comfortable and communal university housing.In 2015, searching and applying for affordable housing in San Francisco was a confusing and competitive process. A complex host of City agencies, community-based organizations, and property owners managed the City’s affordable housing programs, and with so many stakeholders involved (each requiring different materials), …The purpose of reporting is to help San Francisco maintain an accurate inventory of San Francisco's residential housing stock. The Rent Board Portal. Accounts and PIN. ... (415-701-2311 from outside San Francisco). A user guide is available on the Rent Board Portal if you need help setting up your account. Once your account is set up, …Affordable and social housing in San Francisco Looking for an affordable and social housing option in San Francisco? Consider coliving, a trend in shared apartment rentals that brings together individuals from diverse backgrounds to live, work, and form new friendships. Coliving in San Francisco is a cost-effective alternative to dorms, offering …Home prices in the San Francisco Bay Area peaked in May 2022 along with the national housing market. Additionally, CAR forecasts a statewide median home price decline of 8.8% to $758,600 for ...Apply to buy a home with City help. First time homebuyers can apply for specific listings, or apply for a downpayment loan on any home. Get help if you own a home. All San …Employee & Family Housing offers a variety of housing options for Faculty, Staff & Student's with Families. Each community is conveniently located near campus, with easy access to freeways, public transportation, parks, beaches, and all that San Francisco has to offer. Employee & Family Housing communities are not rent-controlled communities. …San Francisco’s high cost of living, which is more than 84% higher than the national average, starts with sky-high housing prices. As of September 2022, the average cost of housing was 238% more expensive than the national average, according to RentCafe.com. The average price of a home in San Francisco is approximately $1.42 …If you're facing eviction, harassment or need advice on your rights, please contact us for counseling. **Note: In-person counseling services are available by appointment at our main and Bayview offices. HRCSF's Richmond/Westside office is currently only offering phone counseling. HRCSF Info in Other Languages:Lenguaje EspañolРусский ...The Housing Action Coalition advocates for building homes at all levels of affordability to alleviate the California’s housing shortage. [email protected]; 415-300-0967; About. Our Work; ... Habitat for Humanity Greater … SF Department of Homelessness and Supportive Housing. SF HSH. SF Department of Homelessness and Supportive Housing. Home ... San Francisco, CA 94102 Contact Us. Search 1,343 Homes For Sale in San Francisco, CA. Browse photos, see new properties, get open house info, and research neighborhoods on Trulia. Section 8 Vouchers - Housing Rights Committee of San Francisco, Inc. If you are a tenant with a Section 8 voucher and need assistance, come into our office at 1663 Mission St., Suite 504 to complete an intake form anytime Mon-Thurs between 1 and 5pm. (Please arrive by 4:30pm at the latest to give yourself time to complete the form.)With all of the benefits that on-campus housing has to offer, SF State strives to ensure that housing is accessible to all. That’s why we’ve allocated bedspaces at a reduced rate for our First-time Freshmen that are CAL Grant A or B recipients. Learn More About the Reduced-rate Student Housing Program.A San Francisco mall could be transformed into a housing-commercial development 03:33. San Francisco appears headed for its first mega-project housing development since the pandemic.First time homebuyers can buy a home in San Francisco at below market rate (BMR) prices. How the affordable housing lottery works. Learn how MOHCD runs affordable housing program lotteries. Learn about housing lottery preference programs. Having a lottery preference improves your chances in a housing lottery. After a BMR homebuyer …San Francisco, CA -- Mayor London N. Breed today announced that Street to Home, a new innovative initiative, is expediting the process of providing housing for people experiencing unsheltered homelessness in San Francisco and maximizing the use of existing vacant units in the City’s Homelessness Response System.A San Francisco mall could be transformed into a housing-commercial development 03:33. San Francisco appears headed for its first mega-project housing development since the pandemic.Phone: (415) 928-0840. Contact Form available here. Studio: $1,012/mo 1BR: $1,236/mo 2BR: $1,558/mo. +$50/mo fee for Wi-Fi. Minimum income: Studio: $29,088/yr 1BR: …San Francisco has a rich history of housing typologies, including two and three-flat buildings on single lots and Victorian and Edwardian single-family homes. In some neighborhoods, including the Richmond district and Noe Valley, 4-unit apartment buildings are common on corners built in the 1940’s. The San Francisco housing market is very competitive. Homes in San Francisco receive 4 offers on average and sell in around 22 days. The median sale price of a home in San Francisco was $1.4M last month, up 4.8% since last year. The median sale price per square foot in San Francisco is $959, up 0.4% since last year. Living at Tribe offers you furnished housing and an instant social network. We offer affordable rates, free utilities, weekly cleaning, and more. Now leasing in San Francisco. Our mission is to bring people together. Tribe Coliving is now Hive Coliving. Get A Tour. ... Hive is located in the heart of downtown San Francisco with 12,000 square feet of …855 Brannan Apartments. 855 Brannan St, San Francisco CA 94103 (415) 873-8081. $2,685+. Rent Savings. 22 units available. Studio • 1 bed • 2 bed • 3 bed. In unit laundry, Patio / balcony, Dishwasher, Pet friendly, New construction, Garage + more. View all details. Schedule a tour.The University of San Francisco's Summer Guest Housing program is designed to provide safe, economical, and comfortable short-term housing services for our guests in an atmosphere of quality customer service. We will act as a resource to promote USF and the city of San Francisco in an effort to foster a positive experience for both guests and …San Francisco, CA Family Address 243 Rey Street San Francisco, CA, 94134 Phone: (415) 333-9956 TTY: 711 Office Hours: Monday - Friday 8:30am - 5:30pm Waitlist Closed. About Heritage Homes. Property Type: Family; Units: 148; Resources: San Francisco Fair Chance Housing Notice; Effectiveness of Programs. 3811 Services Delivered in 2018 …11 hours ago · A San Francisco mall could be transformed into a housing-commercial development 03:33. San Francisco appears headed for its first mega-project housing development since the pandemic. To maintain your standard of living in San Francisco, CA, you'll need a household income of: $53,130. The cost of living is 31.75% lower in San Francisco, CA. The total income needed is $16,870 ... Off Campus Housing. Learn more about SFBU housing policies and procedures. San Francisco Bay University (SFBU), founded in 1984, is regionally accredited by WASC Senior College and University Commission (WSCUC) in the heart of the Bay Area, Northern California. We are proud to provide our Bay area students comprehensive housing …Learn about the City's housing services for low income households. The SF Housing Authority established in 1938 is the oldest housing authority in California and has grown to include over 40 developments throughout …Feb 8, 2024 · 123 10 th Street (at Mission) Phone: 415-487-3300 x 7000. Mobile response teams are available during operating hours to meet adults anywhere in the city who are unable to visit an Access Point. Teams will respond within a 2-hour window. Monday, Tuesday, Thursday & Friday: 9AM – 4:00PM. Wednesday: 9AM – 12PM. Phone: (415) 928-0840. Contact Form available here. Studio: $1,012/mo 1BR: $1,236/mo 2BR: $1,558/mo. +$50/mo fee for Wi-Fi. Minimum income: Studio: $29,088/yr 1BR: …Non-Profit Partners. In 2017, ULI SF launched Housing the Bay, a multi-year initiative to support the vision of a Bay Area with healthy, sustainable, and affordable housing options for everyone. Through Housing the Bay we are exploring new solutions to break through housing roadblocks, improve housing affordability, and ensure more people have ...The San Francisco Service Guide was developed to help you find housing, homeless, and other resources in the City. It is not meant to endorse any particular organization. The guide is not a complete list of everything available. Use it s a starting point and a way to find other opportunities. San Francisco Service Guide.San Francisco’s high cost of living, which is more than 84% higher than the national average, starts with sky-high housing prices. As of September 2022, the average cost of housing was 238% more expensive than the national average, according to RentCafe.com. The average price of a home in San Francisco is approximately $1.42 …Cancelled. Housing Stability Fund Oversight Board: February 2024 Meeting. Wednesday, Feb 28, 2024, 4:00 pm Get assistance from DAHLIA San Francisco Housing Portal for finding affordable housing, applying for rental subsidies, or accessing shelter and services. Preferences are available in lotteries run by the City of SF. Enter a City-sponsored housing lottery on DAHLIA. On the application, we ask questions to find out if you qualify for preferences. Preferences cannot be used to help you get housing through state or federal programs like section 8 housing. Find housing on DAHLIA San …Wiener said his legislative maneuver was inspired by dwindling housing production numbers and continuing CEQA roadblocks. San Francisco’s inability to approve and build housing—partly because anyone from the public can object, launching lengthy community outreach and input—has made it the only city in California to undergo an …We explore the participation levels of NIMBY (‘Not In My Backyard’) proponents versus other voices at public hearings San Francisco, a city with an exceptionally dire housing crisis. Once very diverse, radical, and bohemian, San Francisco has become the most expensive city in the US, which caters to a wealthy …October 31, 2022. BMR ownership programs help first time homebuyers who are low, moderate, and middle-income. BMR homes are specified units in San Francisco sold at below market rate prices. They are also resold at below market rate prices to future eligible buyers. BMR homeowners must work with MOHCD to sell their homes.The Housing Action Coalition advocates for building homes at all levels of affordability to alleviate the California’s housing shortage. [email protected]; 415-300-0967; About. Our Work; ... Habitat for Humanity Greater …The San Francisco Service Guide was developed to help you find housing, homeless, and other resources in the City. It is not meant to endorse any particular organization. The guide is not a complete list of everything available. Use it s a starting point and a way to find other opportunities. San Francisco Service Guide.Home prices in the San Francisco Bay Area peaked in May 2022 along with the national housing market. Additionally, CAR forecasts a statewide median home price decline of 8.8% to $758,600 for ...Call us @ 4159490067 or Text our Agents ! If you haven't picked your favorite property yet or need additional help, send us a message here and one of our agents can assist you! Urbanests is a leading provider of student and interim housing and Co-Living housing in San Francisco. Our focus is to ensure a simple, clean, quality, affordable living ...Home prices in the San Francisco Bay Area peaked in May 2022 along with the national housing market. Additionally, CAR forecasts a statewide median home price decline of 8.8% to $758,600 for ...Property Management Services. Repairs & Maintenance. We’re here to serve Tenants 24/7 either via the Tenant Portal or voice/text (415) 858-6696. Rent Collection. Tenants can log into their online portal to pay rent. If they are not yet registered, they can create an account here! Leasing. We use 3D mapping, video tours, hi-rez pics, and in ...San Francisco Rent Board Reminds Property Owners of the March 1st Housing Inventory Reporting Deadline A new law passed by the City and County of San Francisco requires all residential property owners to provide certain information to the Rent Board about their property each year. In addition, the law creates new licensing … Non-Profit Partners. In 2017, ULI SF launched Housing the Bay, a multi-year initiative to support the vision of a Bay Area with healthy, sustainable, and affordable housing options for everyone. Through Housing the Bay we are exploring new solutions to break through housing roadblocks, improve housing affordability, and ensure more people have ... People experiencing or at risk of homelessness have needs beyond housing, and the causes, effects, and solutions of homelessness are inextricably intertwined with the full breadth of our public and social systems. Because of this, we work with partners across multiple issue areas and service sectors, including housing, physical and behavioral …2 Beds. Apartment for Rent. (628) 363-2044. 240 Lombard St Unit FL9-ID74. San Francisco, CA 94111. Apartment for Rent. $4,320/mo. 1 Bed, 1 Bath. 500 Beale St Unit FL2-ID151.Resident and guest parking. Washer and dryer hookups in all the units. Gas, electricity, water/sewer, trash removal included in rent. For leasing inquiries and availability, contact: The Villages at Treasure Island. 1 Avenue of the Palms, Suite 151. Treasure Island Administration Building. San Francisco, CA 94130. (415) 834-0211. Hamilton Families’ mission is to end family homelessness in the San Francisco Bay Area. Our pioneering homelessness prevention and housing subsidy programs are nationally recognized. In addition, we provide shelter and stability, and support the well-being of children experiencing homelessness.

The San Francisco Service Guide was developed to help you find housing, homeless, and other resources in the City. It is not meant to endorse any particular organization. The guide is not a complete list of everything available. Use it s a starting point and a way to find other opportunities. San Francisco Service Guide.. Used craftsman riding mower

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Suite America offers corporate housing, furnished apartments, and short term rentals in San Francisco.Book your stay today!.San Francisco-based Terawatt Infrastructure has secured land in New Mexico for a large electric vehicle charging station, one of two it plans to operate in the …The paper forms provided below can be filled out online or printed and completed by hand. Forms are also available at our office . A separate form must be submitted for each residential unit at your property. If you have questions or need assistance completing a form, please call the 311 Customer Service Center by dialing 3 …San Francisco, CA - Today, the City of San Francisco and non-profit partners announced a plan to preserve a family shelter and provide ongoing funding to keep the shelter open and serving nearly 60 families at a time. Through an innovative partnership with the Department of Homelessness and Supportive Housing (HSH), the St. Anthony’s … Find an affordable rental through the housing lottery. Learn how to get below market rate rental housing in San Francisco. Understand the rental process. You can also get City help to buy a home or get a downpayment loan. Includes services for below market rate homeowners. Learn about buying. Subscribe to SF Housing Alerts to receive regular email alerts about available housing (rentals and ownership) and open waiting lists from MOHCD. Other SF Housing Resources: Openhouse has been the only non-profit uniquely committed to serving San Francisco’s lesbian, gay, bisexual transgender and queer (LGBTQ) seniors for more than 20 years. 229 Ellis St. 229 Ellis St, San Francisco, CA 94102. $1,350 - 1,850. Studio. 2 Months Free. Heat Controlled Access Elevator Laundry Facilities Smoke Free Individual Locking Bedrooms. (650) 379-0827.355 Berry St, San Francisco, CA 94158. Virtual Tour. $2,842 - 4,112. Studio - 2 Beds. 1 Month Free. Furnished Dog & Cat Friendly Fitness Center In Unit Washer & Dryer Walk-In Closets Balcony Maintenance on site High-Speed Internet Patio. (510) 306-7527.San Francisco Corporate Housing - Centrally located 25 miles north of San Francisco in Marin County, California, it is the most cental location to all of the major attractions of the San Francisco Bay Area, including the Sonoma and Napa Valley Wine Country, Sears Point/Infineon Raceway, the Pacific Ocean, Bodega Bay, Muir Woods, Sausalito, …Consider the penthouse at the San Francisco Four Seasons Residential, initially listed in November 2020 for $9.9 million, now begging for buyers at $3.75 million …Phone: (415) 928-0840. Contact Form available here. Studio: $1,012/mo 1BR: $1,236/mo 2BR: $1,558/mo. +$50/mo fee for Wi-Fi. Minimum income: Studio: $29,088/yr 1BR: …Unique Housing and Grant Street Apartments are great options in Berkeley. In San Francisco, check out Kopa and June Homes for furnished, short-term housing. Also, visit the Berkeley Spouses, Partners, and Parents Association to connect with other parents, and learn about playdates, school and daycare resources, and more! How to … Housing Choice Voucher - Property Owners. A cornerstone of the HCV program is the participation of the property owners who make their properties available for rent to the residents we serve. The Authority partners with over 3,500 landlords to provide affordable, decent, safe and sanitary housing to HCV program participants. Read more. Ashton San Francisco Apartments | 301 Executive Park Blvd, San Francisco, CA. $3,558+ 1 bd. $4,080+ 2 bds; Special Offer. Loading... 1472 Filbert | 1472 Filbert St, San Francisco, CA. $3,495+ 1 bd. $ 4,395+ 2 ... real estate brokerage licenses in multiple provinces. § 442-H New York Standard Operating Procedures § New York Fair Housing Notice TREC: …Unique Housing and Grant Street Apartments are great options in Berkeley. In San Francisco, check out Kopa and June Homes for furnished, short-term housing. Also, visit the Berkeley Spouses, Partners, and Parents Association to connect with other parents, and learn about playdates, school and daycare resources, and more! How to …Welcome to The Housing Guild, your trusted partner for all your real estate needs in the San Francisco Bay Area. With our deep-rooted experience and dedication to excellence, we have been serving the region's owners, investors, and tenants since the 1970’s. As natives of the Bay Area, we hold a profound respect for our clients and their ....

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