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IMPORTANT: Recent enhancements require you to set up a secure password and to answer security questions.Enter your Member ID to begin. Poor credit (300-549) A poor credit score is in the range 300 to 549, and is typically the result of negative marks on your credit file. If you have a poor score, you may find it more difficult to qualify for most credit products. Even if you are approved, you likely won’t receive the best terms or lowest interest rate. Get a free credit score with your free trial membership at MyFreeScoreNow.com. Your membership includes your free credit score based on your current credit report. Plus, you will receive email alerts when there are significant changes to your credit report. And, you will get an updated credit score each month your membership is active.See your completely FREE Experian Credit Report & FICO. ®. Score. *. . No credit card required. Checking your own score doesn't hurt your credit. * Credit score calculated based on FICO ® Score 8 model. 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